Ten Great Reasons to Buy A Home

If you’re thinking about buying your first home in Moultrie or Colquitt County, it’s a good idea and here are ten reasons why:

1. Pride in Ownership – people take pride in the things they own and there’s nothing more wonderful in life than having your own roof over your head
2. No landlords – even the most reasonable of landlords can occasionally be a pain, so save yourself the headache and buy your first home
3. Earn money while you sleep – historically the property market has always gone up, yes there are times when house prices slip but if you’re sensible you’ll be able to wait until the good times start adding value to your home again
4. Mortgage Interest Deductions – you can offset the interest you pay on your mortgage against tax, something you can’t do with rental payments
5. Leverage your investment – there’s no other investment in the world as safe that you can access with just a 5 to 10% deposit is there, and unlike many other investment s you benefit from having a roof over your head from day one
6. No more rent payments – it’s been said often enough that paying rent is like throwing money away, when you make a mortgage payment it builds equity in your home so it’s money you can access if you need to in the future
7. Property Tax Deductions – there are more tax savings to be had in property tax deductions, which again you pay for with your rent but don’t get any savings for
8. Capital Gain and Deferred Gain Tax Exclusions – and there are yet more tax breaks for home owners in the form of Capital Gain and Deferred Gain Tax Exclusions
9. The real cost of renting – renting is simply putting your money in someone else’s house, and that house isn’t yours. So you make their mortgage payments, improve their quality of life and don’t even have the freedom to make the house that you’re paying for 100% your own. It’s a losing scenario in the long-term
10. Moultrie and Colquitt County – this part of Georgia is one of the finest places to be in the world, if you’re going to buy your own home shouldn’t it be in a friendly, warm and hospitable place with access to great schooling, regular festivals and events and some of the finest hunting, fishing and other leisure activities?